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Real Estate Mahopac, Carmel 877-295-4111 Carmel Real Estate

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Foreclosure, short sale, bank owned, Distressed Real Estate

Mahopac Real Estate

Lake Mahopac Real Estaste        Lake Mahopac Real Estate Town and Village Real Estate  877-295-4111


Real Estate Agent Services

Town and Village Realty provides you with all of your  real estate needs.

For Our Buyers

Mahopac Real Estate, We are focused on not only Westchester Real Estate , also Putnam Real Estate as well.

For Our Mahopac Real Estate Sellers:


Mahopac, Real Estate  Carmel Real Estate  New York

Mahopac Real Estate  location.

Standardized Operating Procedures required by NYS law

standardized operating procedures as per required by ny state law (i) prospective clients shall show identification; (ii) an exclusive broker agreement is not required; (iii) a pre-approval for a mortgage loan is required


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Estimate Insurance to of Cost
Estimate Tax to of Cost
Optional Fields
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %